We understand the struggles every first-time buyer goes through. From lack of knowledge of the mortgage process to difficulty qualifying for a mortgage, we provide education & guidance to bridge the knowledge gap, and provide access to multiple lenders to boost your approval chances.
A lot of people have given up on their dreams of becoming homeowners because of the complexities around getting a mortgage plan that suits their circumstances. Our system and approach are designed to help you eliminate those setbacks. We guide you through the entire process to eliminate delays, prepare and progress your application efficiently to improve your approval chances, and offer a personable, down-to-earth approach that connects you directly to a personal advisor.

You will be required to pay at least 5% of the property price. However, if you make a larger deposit, you will be granted exclusive access to better mortgage deals.
It depends on your situation and affordability level, but most lenders will let you borrow around 4 to 4.5 times your annual income.
This is an indication from the lender showing you how much they are willing to lend you, based on findings from your financial history.
Yes, you can get a mortgage with a new job. However, other factors like employment types, income stability, and overall financial situation will be considered.
No, many first-time homebuyers don't pay stamp duty up to a certain property value due to government relief schemes.
A Specialist mortgage broker who go above and beyond expectations, recommending the most suitable mortgage solution tailored to you.
we typically charge a fee for arranging a mortgage. The actual fee will be dependent on your overall circumstances, however a typical fee would be £595
Your property may be repossessed if you do not keep up repayments on your mortgage
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James Wong Mortgages is a trading style of James Ling Wong, who is an Appointed Representative of Stonebridge Mortgage Solutions Ltd which is authorised and regulated by the Financial Conduct Authority.