Get access to the best mortgage deals regardless of your status. Whether you have a bad credit history or you earn irregular income, we search the whole market to get you a fair deal.

For first-time buyers, we provide guidance on shared ownership, low deposit, and fixed-rate loans.

Replace your current mortgage with a new one that offers a better interest rate without having to deal with a complex application process.

The rental market can be complex; we help you navigate these complexities so you don't miss out on the best deals exclusive to us.

As a self-employed individual, our mortgage advisory service grants you access to a wide range of lenders, increasing your chances of getting your application approved.

Get access to specialist lenders with expertise in complex situations like defaults or missed payments, improving your credit visibility.

Unlock personalised financing solutions that provide opportunities to borrow more from lenders, or a full mortgage to secure better conditions.

We look across the whole market to get you the best deal.

We give specialised attention to borrowers with intricate cases: self-employed individuals and credit issues.

Adopting a personable, realistic approach, we go the extra mile to guide you through a stress-free mortgage journey.

With a team built on the doctrine of simplicity, honesty, and unwavering support, we ensure you have clarity every step of the way.
This is our onboarding stage, and the purpose is to build rapport with you, verify your identity, and establish clear expectations.
This is the analytical phase where we collate verified financial information about you and compare it with available mortgage products in the market to find the most suitable one.
This is where we confirm how much we will be able to lend you based on your credit score and income & expenditure review.
This is the final stage, and it is where the mortgage deal becomes official. You get your funds and become the owner of your new property within 7 to 28 days once we exchange contracts.
You don't have to deal with uncertainty due to lack of knowledge about mortgage products anymore. We help you simplify the process and provide tailored advisory that matches your situation.
A Specialist mortgage broker who go above and beyond expectations, recommending the most suitable mortgage solution tailored to you.
we typically charge a fee for arranging a mortgage. The actual fee will be dependent on your overall circumstances, however a typical fee would be £595
Your property may be repossessed if you do not keep up repayments on your mortgage
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James Wong Mortgages is a trading style of James Ling Wong, who is an Appointed Representative of Stonebridge Mortgage Solutions Ltd which is authorised and regulated by the Financial Conduct Authority.